Should I talk to the insurance company before hiring an attorney?

NO. Insurance companies frequently attempt to demise the value of a plaintiff’s claim by communicating with the plaintiff before he obtains a legal representative. It is almost always bad to communicate with the insurance company without the assistance of an attorney. An insurance adjuster may ask you to give a recorded statement. The insurance company cannot force you to do a telephone interview or “recorded statement.” The ONLY reason they want to do this is to damage your claim. Do not agree to this, and immediately call our office for legal representation in your claim. We will insulate you from the insurance company.

Insurance companies also frequently to attempt to settle claims directly with an unrepresented plaintiff. This also is inadvisable. I have never seen an insurance company offer a fair settlement amount to an unrepresented party. If you are being pressured to settle by the insurance company, it is critical that you call us for a legal evaluation of your claim. Obtaining an attorney can mean a substantially higher settlement that the insurance company would not offer otherwise.

What are your options when a loved one dies in an accident?

When a person dies in an accident, certain surviving family members can file a lawsuit on behalf of a loved one. In Georgia, the surviving spouse of the deceased is the first surviving family member who has the right to file a wrongful death claim. If there is no surviving spouse, the children of the deceased are next in line to file the claim. If the deceased has minor children, an adult guardian or representative will take responsibility for the legal proceedings on their behalf.

The different damages that may be recovered include: Medical expenses, funeral expenses, pain and suffering and the value of the life of the decedent, which takes into account the income –earning potential of deceased party.

Call us to help you through this difficult time and to help identify if there was negligence that led to your loved one’s death.